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District # 6 FCU
107 Broadway
Hornell, NY 14843

Ph: 1-607-324-8384
Fax: 1-607-324-8581

district6@district6fcu.com

Monday thru Friday
7:30 AM - 4:00 PM

[View Holiday Schedule]


Funds Availability

General Policy

  1. Deposits you make in person to one of our employees, that you mail to the Credit Union or that you deliver to the Credit Union by electronic direct deposit or by wire transfer are available as follows:

    A. Funds from any check in the amount of $500.00 or less, deposits of cash, funds from electronic direct deposits to your account and wire transfers to your account will all be available to you on the same business day as the day of deposit.

    B. The following types of deposits, when made by a check for more that $500.00, will be available on the same business day as the day of deposit:

    i. US Treasury Checks that are payable to you.

    ii. Checks drawn on District 6 Federal Credit Union.

    iii. State and Local Government Checks that are payable to you.

    iv. Cashier's Checks, Teller's Checks or Certified Checks that are payable to you.

    v. Federal Reserve Bank Checks, Federal Home Loan Checks or Postal Money Orders that are payable to you.

Longer Delays May Apply

Depending on the type of check that you deposit, funds may not be available until the 10th business day after the day of deposit.