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District # 6 FCU
107 Broadway
Hornell, NY 14843

Ph: 1-607-324-8384
Fax: 1-607-324-8581

district6@district6fcu.com

Monday thru Friday
7:30 AM - 4:00 PM

[View Holiday Schedule]


  Rates

  Vehicles/Motorcycles***

2013 - 2017
up to 36 mo. 1.99% APR
up to 48 mo. 2.25% APR
up to 60 mo. 2.50% APR
up to 72 mo. 3.00% APR $20,000.00 min
up to 84 mo. 3.50% APR $30,000 min

2012 & older
up to 48 mo. 3.25% APR
up to 60 mo. 3.90% APR
up to 72 mo. 4.90% APR $20,000.00 min
  Personal Loans***

Secured 3.50% APR
Unsecured 7.00% APR

up to $5,000 Max of 3 yrs.
$5,001-$10,000 Max of 4 yrs.
$10,001-$15,000 Max of 5 yrs.

Amount allowed to borrowed is based on Credit Score
 
 
Collateral Loans
***

3.50% APR
Up to $20,000 Max of 5yrs.
Over $20,000 Max of 10 yrs.
 
Home Equity Loans
***

5-year Fixed Rate of 3.99% APR
10-year Fixed Rate of 4.50% APR
15-year Variable Rate of 3.50% APR
   

Rates are subject to change on a monthly basis as set by the
Board of Directors and are in effect on the next business day!






  Dividend Rates

Regular Shares**
The mininum amount to open an account and earn dividends is $25.00.
Fees may also reduce earnings on accounts.
  .10% APR .10% APY

Clubs
**
 
.10% APR .10% APY

Certificates & IRAs**   6 mo. .30% APR .30% APY
12 mo. .40% APR .40% APY
18 mo. .45% APR .45% APY
24 mo. .50% APR .50% APY
30 mo. .60% APR .60% APY


*The annual percentage rate for Share Savings Accounts and 6, 12, 18, 24 and 30-Month Share Certificate Accounts assumes that dividends will remain on deposit until maturity. Withdrawal of dividends paid will reduce the actual earnings. Early withdrawal pentalities on Certificates may apply. Share Savings dividends will be forfeited if the account is closed before dividends are credited.


**Effective dates of Share Rates are determined quarterely and paid at quarter end.


***The Equal Credit Opportunity Act (ECOA) ensures that all consumers are given an equal chance to obtain credit. This does not mean that all consumers who apply for credit will get it. Factors such as income, expenses, debt and credit history are considerations for creditworthiness.